Sounds that are created above water typically do not carry enough force to penetrate the surface tension of the water, so talking on the boat or loud noise may not affect fish as much as your fellow anglers may want you to think. Your voice is unlikely to spook or scare fish away.
How far can fish hear?
Most fish, both in freshwater and salt, detect sound from 40 Hz up to 500 or 1,000 Hz (though some, like salmon, only hear to about 400 Hz, while others, such as herrings, can hear to over 3,000 Hz). So most species have a range of hearing that’s more limited than ours.
Can fish see or hear you?
Can fish hear yes or no?
At first glance, fish don’t appear to have ears, but that doesn’t mean they can’t hear. While there are usually no openings on a fish’s head for sound to enter, they do have inner ears that pick-up sound through their body.